Reading the model code
BD4A- Family segment. The 4A here is the balance-current class, not a pack rating: what governs JK-BD4A20S10P is 0.4A active balancing, and the class comes with the family rather than being chosen separately.
20S- String ceiling, about 64V nominal on LiFePO4 cells. Take the cell count from the pack, not from the model name.
10P- Where the continuous rating lives in the code. Stated on this page as 100A, and it is a ceiling rather than a target.
What actually changes between these codes
The closest step below this board inside BD4A is JK-BD4A20S8P: same 20S ceiling, same 0.4A balancer, only the continuous rating moves, to 80A. US$9.55 separates the two at the base configuration. Size that gap against the load actually drawn, because nothing else about the two boards changes.
Same current, different ceiling: JK-BD4A24S10P runs to 24S where this board stops at 20S, which is 4 more cells in series. Choose on the cell stack, because no setting converts one into the other.
The other way to spend this money is JK-BD6A20S10P: same 20S ceiling, same 100A continuous, but a 0.6A balancer against 0.4A here. It sits US$2.47 above this listing at the base configuration. That is the only material difference between them, so decide it from the cells — the faster balance rate earns its keep on mixed-age or salvaged packs and nothing on a matched new one.
On price inside BD4A this listing sits at 6 of 13: US$73.04 for the base configuration, against a family spread of US$69.31 (JK-BD4A8S4P) to US$89.03 (JK-BD4A24S8P). Configuration add-ons shift that position, so compare like-for-like variants rather than headline figures.